PYPL vs V: Cerne Score and key numbers side by side

PayPal Holdings, Inc. (PYPL) and Visa Inc. (V) side by side, with the Cerne Score from 0 to 100 and the key numbers from the latest annual accounts.

Cerne score

PayPal Holdings, Inc.

PYPL · Financial services

80Excellent

  • Quality79
  • Growth62
  • Financial strength100
  • Valuation96
  • Dividends35
Visa Inc.

V · Financial services

72Good

  • Quality100
  • Growth94
  • Financial strength99
  • Valuation19
  • Dividends78

Key numbers side by side

MeasurePYPLV
Market cap49 B US$760,1 B US$
P/E (price ÷ earnings)10,639,9
Dividend yield0,23%0,58%
Revenue growth13,2%11,4%
Profit margin15,8%50,1%
Quality checks4/43/4

What the numbers say

PayPal Holdings, Inc. has a Cerne Score of 80 and Visa Inc. has 72: a 8-point gap, on a 0–100 scale.

The biggest gap is in the valuation pillar: PayPal Holdings, Inc. has 96 and Visa Inc. has 19.

At today's price, PayPal Holdings, Inc. trades at 10,6 times annual earnings and Visa Inc. at 39,9 times. A lower P/E doesn't by itself mean a better company: it depends on growth and sector.

PayPal Holdings, Inc.'s dividend yields 0,23% a year at the current price and Visa Inc.'s yields 0,58%.

PayPal Holdings, Inc.'s sales grew 13,2% a year and Visa Inc.'s 11,4%; the profit margin is 15,8% (PayPal Holdings, Inc.) and 50,1% (Visa Inc.).

Educational information; the score describes the accounts and the price, it doesn't predict the future and isn't a recommendation to buy or sell.